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What’s on our mind? You can read about it in our blog. Whether it’s ideas from the industry or emerging trends, you can read about it here. And once in a while, we may throw in a movie review or some other surprise. So keep checking in. We’re glad to have you reading along.

Wednesday, May 17, 2023

Bad news sells, but it shouldn’t guide your investment portfolio. Here’s what you should do instead.

Monday, May 15, 2023

You have extra money. Do you pay extra on your mortgage or invest? Let’s look at which option might be right for you.

Tuesday, May 9, 2023

AI can do a lot, but it can’t do everything. A trusted financial advisor can give you personalized advice that fits your finances.

Wednesday, April 19, 2023

Thinking about an accelerated inheritance for your kids? Discover 5 strategies to leave a lasting legacy while you’re around to enjoy it!

Wednesday, April 12, 2023

Ready to take your investments to the next level? Discover the benefits of tax-advantaged alternative investments to optimize your returns.

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Tuesday, April 4, 2023

How we feel about money can determine our financial situation. Here’s how to keep emotions from controlling your wealth.

Monday, March 27, 2023

Do you know the difference between active and passive investment management? Use this guide to determine which is right for you.

Tuesday, March 14, 2023

Let's explore why banks fail, what insurance protections are in place, and the safety of your savings.

Monday, March 6, 2023

The “golden rule” may not work for everyone. Here’s why maxing out your 401(k) is not always the best move.

Thursday, March 2, 2023

Thinking about the loss of a spouse can be overwhelming. Favor Wealth can help you navigate the difficult task of preparing for widowhood.

Wednesday, February 22, 2023

Newly married? Congrats! Get your marriage started on the right financial foot by following these 4 steps.

Tuesday, February 21, 2023

If you’re planning to purchase an electric vehicle or make energy-efficient upgrades to your home, don’t miss out on these 4 tax breaks!

Thursday, February 2, 2023

Tax season is here! If you want to maximize your savings this year, follow these top 10 tax-planning strategies to save time and money.

Wednesday, January 18, 2023

Investing is risky, especially in the current market. Look for these top 5 trends in 2023 to stay informed and make the best decisions.

Thursday, January 12, 2023

Retiring in 2024? We designed this checklist to help guide you through the steps you need to take this year.

Thursday, January 5, 2023

Is your financial plan prepared for whatever 2023 might have in store? This guide can help start 2023 off on the right financial foot.

Wednesday, December 21, 2022

Putting off financial planning for a rainy day? Time could be eroding the potential returns you could be making on your hard-earned income.

Wednesday, December 7, 2022

Is investing risky business? Sure! But that doesn’t mean you should avoid it. Here’s how to determine how much risk is too much.

Tuesday, December 6, 2022

Favor Wealth wishes you a happy holiday season filled with peace and joy.

Tuesday, November 22, 2022

Here are 10 questions to ask financial advisors to determine who you want to work with.

Wednesday, November 16, 2022

Wishing you a Happy Thanksgiving from Favor Wealth! We hope this holiday season brings you many blessings.

Thursday, November 3, 2022

Retirement can be exhilarating—and a little scary. Favor Wealth has 6 great tips to help make your retirement a happy one!

Thursday, October 20, 2022

Retirement planning can be a puzzle, but you don’t have to go it alone. Learn how I helped new clients put all the puzzle pieces together.

Monday, October 17, 2022

You’ve heard the term “diversification,” but do you know what it means and why it matters? Learn more about the benefits of a diversified portfolio here.

Tuesday, October 11, 2022

You can always count on us at Favor Wealth to guide you through life’s toughest financial challenges. Do your friends and family have the same kind of support?

Thursday, September 22, 2022

The Student Loan Forgiveness Plan could be an opportunity to do more with your finances. Learn more with Favor Wealth.

Tuesday, September 20, 2022

Want to maximize your retirement income and make the world a better place? Learn how you can do both at the same time!

Friday, September 9, 2022

Don’t let your golden years go to waste. Here are 4 ways to fill your time with meaning.

Thursday, September 1, 2022

Being a federal employee comes with a lot of perks. Learn how you can make the most out of your federal employee benefits.

Monday, August 22, 2022

Retirement planning can be difficult for women on their own. Learn how single, divorced, and widowed women can get the most out of their Social Security benefits.

Friday, August 12, 2022

Are you a technology employee? These 5 financial mistakes could cost you a lot of money—read this article to find out more.

Monday, July 25, 2022

Tomorrow isn’t guaranteed, so don’t let the present moment pass you by. We can help you start living your retirement dreams now.

Tuesday, July 19, 2022

Favor Wealth is growing! Get to know our new team members, Alejandra and Michelle, here!

Tuesday, July 19, 2022

Is your financial advisor a trusted partner you can turn to with specific questions and concerns? If not, how do you go about finding the right one?

Tuesday, June 28, 2022

What does it mean to be financially successful? While there is no single definition of what it means to be financially successful, there are certain core behaviors and habits that will help you get there. In this video, I talk about...

Thursday, June 23, 2022

Independent contractors are one of the fastest-growing groups of workers. Here are the top 3 financial planning challenges they face.

Friday, June 17, 2022

Are you a self-employed professional confused about retirement accounts? Find out if a solo 401(k) or SEP IRA is better for your situation.

Friday, June 17, 2022

How much will a comfortable retirement cost you? The answer requires a deep dive into your financial situation, family history, and goals. Favor Wealth can help.

Monday, June 6, 2022

Dreaming of your retirement? These 3 retirement budgeting tips can help you worry less and enjoy your golden years more.

Monday, June 6, 2022

Is retirement on the horizon? Make sure you're prepared with this Social Security guide.

Monday, June 6, 2022

Are you worried about running out of money in retirement? Here are 3 ways to make your money last a lifetime.

Friday, June 3, 2022

Today I want to share my story with you and let you know why I’m passionate about guiding my clients to financial freedom. Watch this video to learn more.

Wednesday, June 1, 2022

Living on mission motivates and inspires me to keep growing, learning, and moving forward to help more people experience financial freedom and life abundance. Watch this video to learn more about my work and life mission.

Tuesday, May 31, 2022

How many retirement accounts do you have? It may be time to consolidate them. Here’s why.

Friday, May 27, 2022

We do things differently at Favor Wealth. Here’s how we build relationships, add value, and make a difference in our clients’ lives.

Friday, May 27, 2022

Life is unpredictable. But your finances don’t have to be. Here are 5 ways to make sure you’re covered no matter what life throws your way.

Friday, May 27, 2022

Favor Wealth exists for you. Here are just a few ways we benefit you and help you live an abundant life.

Thursday, February 17, 2022

You don’t want to live with financial regrets! Here’s the number-one financial lesson I wish everyone knew.

Thursday, February 3, 2022

Is tax filing on your to-do list? Here is everything you need to know to stay organized and prepare for filing your 2021 taxes.

Wednesday, January 26, 2022

Don’t let short-term market fluctuations derail your portfolio. Protect your wealth with these six steps.

Tuesday, January 25, 2022

Is your financial advisor fee-only? If you don’t know or care, you should! Find out why HBA Wealth is proud to be fee-only!

Thursday, January 20, 2022

Prices just keep going up. Here’s why inflation is a top headline and what you need to know about your purchasing power.

Friday, January 7, 2022

Want to keep more of your hard-earned money in your pocket? Good news: These tax strategies may help you do just that.

Tuesday, December 14, 2021

Happy Holidays from HBA Wealth! We hope this holiday season brings you joy.

Sunday, December 12, 2021

Are you hoping to get your finances in order in 2022? Here are 5 important financial actions to take before the end of the year.

Sunday, December 5, 2021

Are the holidays stressing you out financially? HBA Wealth can help you and your friends and family this holiday season.

Friday, November 19, 2021

If there’s ever a time when we need to stop and take stock of all that we have to be grateful for, it’s now. When we said goodbye to 2020, we started the new year with hope and crossed our fingers for a turnaround. But even...

Monday, November 8, 2021

It’s not an easy decision to find a professional you can trust to help you navigate your financial worries and hopes. Whatever it was that propelled you to consider asking for help, we want you to know that we at HBA Wealth are...

Wednesday, November 3, 2021

Former president and CEO of the United Nations Foundation, Kathy Calvin said, “Giving is not just about making a donation. It is about making a difference.” Many of us want to give back (especially now given how difficult...

Tuesday, October 19, 2021

At HBA Wealth, many of our clients are individuals and families who had financial concerns or questions and desired someone to partner with them on their financial journey. But because finances are so personal, the process of finding a...

Tuesday, October 12, 2021

Life isn’t static. Your life insurance shouldn’t be either. Keep your life insurance in step with your busy life with regular policy reviews, and you’ll be better able to maximize the benefits your life insurance...

Tuesday, October 5, 2021

Corporate executives have a lot on their plates. In short, it’s up to them to ensure their organization fulfills its purpose and remains financially stable. Outside the office, they face distinct financial planning and retirement...

Wednesday, September 22, 2021

It’s no secret that most of us dream of living out our golden years in a secure and fulfilling retirement. And there’s nothing more resourceful than your trusty 401(k) to help you inch closer to that goal. If your employer...

Thursday, September 9, 2021

Now is a great time to invest in building America’s energy infrastructure. Energy investments have historically performed well and held stable throughout the economic seasons and provided a hedge against inflation. Oil and gas...

Monday, September 6, 2021

Are you a real estate investor looking for a change? If you’re looking to simplify your life and diversify your portfolio without incurring capital gains taxes, then a 1031 exchange into a Delaware Statutory Trust may be a good...

Tuesday, August 24, 2021

About 18 months after the coronavirus came on the scene, we’re still feeling the effects—and unfortunately enduring continued aftershocks. Most of us have experienced a host of takeaways in the midst of this global pandemic...

Wednesday, August 18, 2021

Oil and gas investments offer numerous tax advantages over other asset classes, specifically for sophisticated investors. Investing in the construction of a producing gas or oil well is a great way to build passive income and benefit...

Thursday, August 12, 2021

Physicians are typically held in high esteem by our society—and for good reason! As a doctor, you’ve spent years dedicated to honing your craft, working hard to save lives, and making the world a better place. However,...

Wednesday, July 14, 2021

Turning 65 brings about many dates, deadlines, and dreams. During the years leading up to retirement, life is often practicable in terms of income streams, healthcare coverage, and meeting your everyday needs. But many things change...

Wednesday, July 7, 2021

During difficult seasons of work, sometimes the only thing motivating you to clock in each day is knowing that one day you’ll clock out for the last time. Eventually your years of hard work will pay off, right? Everyone looks...

Thursday, July 1, 2021

For young adults, making the right financial decision in their 20s is often the most challenging. Oftentimes salaries are low and student debt payments are high, so being fiscally responsible when you are just starting out may mean...

Thursday, June 17, 2021

It’s not hard to find a financial advisor. The problem is not finding one, but finding the right one, someone you can trust to provide honest advice and help you achieve your goals. Unfortunately, whether someone calls themselves...

Friday, June 11, 2021

Although it felt as though 2020 would never end, we’re already halfway through 2021, believe it or not! After our lives were turned upside down by the coronavirus, most of us looked to 2021 with some trepidation. Would it be...

Wednesday, June 2, 2021

It happens all the time. While on vacation at the beach or in the mountains, we start to daydream about having our own little place to escape to when we need a retreat. If you desire to make that dream a reality, it’s critical to...

Thursday, May 20, 2021

Owning your own business is more than just a career—it’s your life. We understand that it can be difficult to find the balance between prioritizing personal finances and your business. For example, business owners often...

Tuesday, May 11, 2021

It’s not a good feeling when you flip through your mail and see a letter from the IRS. It’s likely your heart starts pounding and a million thoughts race through your head: What would the IRS want from me? Am I being...

Monday, May 3, 2021

From the moment they’re born, we work to instill in our children a multitude of values: integrity, generosity, kindness, ambition—the list goes on. We also want them to be good stewards of their wealth…as well as our...

Tuesday, April 20, 2021

Most of us are eagerly anticipating those golden years of retirement. But one aspect of retirement planning we don’t like to think about is long-term care. Research suggests that most Americans turning 65 this year will need at...

Sunday, April 11, 2021

When you make a charitable contribution, your main goal is to support organizations you’re passionate about and to benefit those in need. It used to be that a nice tax break was just an added perk. Unfortunately, the Tax Cuts and...

Tuesday, April 6, 2021

As a physician, your career has been driven by the desire to heal and make change for the better. Your days have been filled, patient by patient, by making a difference in others’ lives. Saying goodbye to this life can be...

Monday, March 22, 2021

The Client 5 years ago we began a relationship with a couple who was in a pretty solid position career-wise, but they were unclear if their new goals made good financial sense. At the time we met, the husband was 52 and doing great as...

Monday, March 15, 2021

You’ve been working, day in, day out, year after year, for decades, and now you’ve finally reached the milestone of retirement. Now that you’ve clocked out for good, if you thought you’d finally reached the end...

Wednesday, March 3, 2021

Whether retirement is a long way off or just around the corner, we want you to save smarter and make your money work for you. Many employers offer 401(k)s, and sometimes they’ll even match your contributions! This can be a great...

Tuesday, February 16, 2021

With 2020 behind us, 2021 well underway, and the coronavirus vaccine rolling out, things might be looking a little brighter. But our battle with a global pandemic, the effects of which continue to disrupt daily life for just about...

Monday, February 8, 2021

Health savings accounts (HSAs) are a convenient tool for people who have high-deductible health insurance plans (HDHPs). An HSA works as a tax-advantaged savings account, meaning you can make tax-free contributions to it each year up...

Wednesday, February 3, 2021

With everything 2020 has thrown at us, the last thing you probably feel like doing is thinking about taxes. But, like it or not, tax season is here, and the better prepared you are, the sooner you can shake off that stress and spend...

Tuesday, January 26, 2021

For first-time home buyers, the process can be pretty overwhelming. Are you supposed to look at houses first or find a lender? Do you go with a cost-effective fixer-upper or a more expensive, move-in-ready home? And we haven’t...

Tuesday, January 26, 2021

COVID-19 may have turned our world upside down, but our mission has stayed the same: to guide you to financial independence with personalized care and service so you can focus on what you love. We believe that your success is our...

Monday, January 18, 2021

The new year is in full swing! Hope is on the horizon, and the year is brimming with possibilities. As a yearly financial to-do, you should review your financial plan and reassess where you are and where you want to go and how you and...

Monday, December 14, 2020

It’s hard to believe the holidays are already here and the new year is just around the corner! While I’m sure most of us can’t wait to put 2020 behind us, before you mentally move into 2021, don’t forget to pay...

Monday, December 7, 2020

It’s been a wild ride, but we have finally arrived at the holidays. Our team at HBA Wealth would like to take this opportunity to wish you and yours a happy holiday and a refreshing new year! The holiday season, your treasured...

Thursday, December 3, 2020

Investing in your children is one of the best ways to set them up for success later on in life. Here are several ways you can invest in your children today to benefit them tomorrow and beyond. They’ll thank you for it later, we...

Wednesday, November 18, 2020

While Thanksgiving became an official holiday in 1870, Americans have been taking part in this tradition of gratitude since the Pilgrims arrived on our shores. Since then, our country has experienced wars, depressions, natural...

Monday, November 9, 2020

At Haydel, Biel & Associates, we’ve worked with quite a number of clients over the years. And although we’ve seen our fair share of successes, we’ve also seen people make the same mistakes over and over again. We want...

Wednesday, November 4, 2020

If you currently are carrying a lot of debt, it can be hard to know where to start paying it off. Your mortgage debt, car loans, student loans, and credit card balances all likely carry different interest rates, are due at different...

Thursday, October 29, 2020

At HBA Wealth, one of our biggest passions, after financial planning, of course, is giving back to the organizations that make a difference in our world. We’re fortunate to be able to use our resources and our firm’s...

Sunday, October 18, 2020

If you suffered a serious injury or lengthy illness, how would you pay your bills? Disability insurance is intended to cover your loss of income when the unexpected happens. Learn more about this coverage and how much you may need....

Sunday, October 4, 2020

Did that cute baby in the life insurance commercial catch your eye? Did the words “cash value” make you swoon? Did the phrase “pennies a day” make you shake out your pockets and think, I should take out a life...

Wednesday, September 23, 2020

If you hold real estate in your portfolio, you may hit a point where you would like to sell one property to raise funds for a different opportunity; yet you’re dreading the tax bill you may face because the first property has...

Monday, September 21, 2020

Thanks to the strong performance of the stock market in recent years, you may be facing large capital gains on any investments you’re looking to sell. Investing in an Opportunity Zone Fund is one way you can help defer taxes and...

Wednesday, September 9, 2020

From our armchair in Pasadena, we, like many of you, have watched the stock market fireworks with amazement. Technology darlings, AMZN, MSFT and AAPL, have become completely unmoored from any underlying economic measures. But even more...

Thursday, September 3, 2020

Here are some numbers for you to chew on. In the fall of 2019, index funds finally surpassed actively managed mutual funds. As of August 31 of last year, $4.27 trillion was invested in index funds and only $4.25 trillion in their...

Tuesday, August 18, 2020

The prospect of real estate is exciting because a new home means a new life, new opportunities, and new possibilities. As dreamy as it sounds, it is important to snap back into reality to face the facts: buying real estate is a big...

Tuesday, August 11, 2020

Things have drastically changed for women in the past few decades. Not only do women make up 50% of the workforce these days, (1) but they are also starting to play an increasingly important role in managing their household’s...

Wednesday, August 5, 2020

One of the biggest challenges an employer faces is keeping employee morale up—and in 2020, that’s never been more true! I feel confident saying that your employer is always looking for ways to both reward and effectively...

Tuesday, July 21, 2020

There are many tax advantages available for investors who are sophisticated and wealthy enough to move beyond the most common asset classes. The greatest advantages, perhaps, can be found in the oil and gas industry. The U.S....

Tuesday, July 7, 2020

If you have children, you know that you need to teach them about how money works, including how you use money, how you earn money, and how saving in a bank account or through investment accounts can help build your money over time....

Thursday, July 2, 2020

FAFSA (Free Application for Federal Student Aid) is what enables someone to receive federal aid and grants and potentially grants or assistance through the state in which you reside. Filing your FAFSA is an essential step in making...

Thursday, June 18, 2020

The 11-year bull market that ended at the beginning of the year seemed to lull a lot of investors into complacency and set the bar high for expected returns. If you look at the last couple of years, the S&P 500 returned over 19% in...

Monday, June 15, 2020

Well, 2020 sure looks nothing like we expected it would! When we rang in the new year, none of us had ever heard about COVID-19, social distancing, or flattening the curve, and now these phrases are all we hear. While the coronavirus...

Tuesday, May 26, 2020

Insurance is intended to protect you from risk and uncertainty that is simply part of life: an unexpected death of a spouse, a debilitating injury, unexpected long-term care needs, etc. Because nobody can predict the future, insurance...

Tuesday, May 19, 2020

At the end of 2019, we finally finished our office remodel, complete with a meditation room, ping pong table, and gorgeous coffee bar. We couldn’t be happier with the results! Since we know not all of you have had the chance to...

Wednesday, May 13, 2020

Do you ever wish you could just wave your hand and erase your tax obligations? While that will never be possible, there is a way to erase some of your tax obligations. Many high-net-worth investors have been able to save significantly...

Monday, May 11, 2020

It’s no secret that individuals and businesses alike are struggling as social distancing guidelines linger, businesses close down or modify operations, and a record number of people are out of work (1) or working remotely with no...

Saturday, May 9, 2020

“The economy fell off a cliff.” -Constance Hunter, chief economist at KPMG LLP In this Friday note, you’ll find commentary and salient points on: Unemployment - in the month of April, the US shed all of the new job...

Wednesday, April 29, 2020

It seems like forever ago we were able to gather in groups, celebrate in person, and go about life as normal. In just two months, everything has changed, and unfortunately, some of the hardest-hit organizations are local non-profits...

Tuesday, April 21, 2020

One of the simplest ways to save money on healthcare expenses and taxes at the same time is by using a Health Savings Account (HSA). If you just reacted with, “That sort of thing exists?” the answer is yes, it does. Keep...

Friday, April 10, 2020

No one can deny that we are in the thick of things right now. Between a global pandemic, economic worries, and political uncertainty, it’s no surprise that we are seeing increased market volatility. All of this uncertainty may be...

Wednesday, April 8, 2020

The number of Americans retiring has nearly doubled in the past 20 years with 10,000 people a day reaching age 65. (1) How close are you getting to that milestone? If retirement is on the horizon for you, then Social Security is...

Friday, March 27, 2020

We are living in unprecedented times, with hourly briefings and updates that cause many of us to panic or at least lose sleep at night. We get it. Life is going to look very different for a while, but thankfully, one thing that...

Saturday, March 21, 2020

I hope you and your families are healthy. Times like these also demand that we practice self-care when it comes to our mental health, stress and anxiety. We have heard that many are sick. You may even know someone who has contracted...

Wednesday, March 18, 2020

Experience is the best teacher. You can get years of education and top-notch training for whatever it is you do, but it’s not until you get your feet wet in the day-to-day aspects of your job that real-life learning happens. Now...

Thursday, March 12, 2020

As global markets continue their roller coaster ride due to fears surrounding the coronavirus, our most recent bull market officially turned into a bear market. But what does that mean? And are we on the verge of another recession like...

Friday, March 6, 2020

“Buy to the sound of cannons, sell to the sound of trumpets” - Nathan Rothschild 1810 This note is a follow up to Mr. Market Hits the Canvas. We have been asked by many what, if anything should be done in today’s...

Thursday, February 27, 2020

It’s no secret that Mr. Market is having a bad week. Not only Mr. Market, but many investors are also wobbling as if sucker-punched. Most really want to know if Mr. Market can get back up. Or is he down for the count? I wish I...

Tuesday, February 25, 2020

Is investing an art or a science? If you want to succeed in investing, does it take a set formula or skill and talent? Either way, investing can seem intimidating and overwhelming. But you don’t have to just cross your fingers...

Thursday, February 13, 2020

There are many confusing aspects of retirement, like how and when to claim Social Security, figuring out what accounts to withdraw from first, and most definitely which Medicare plan is right for you. It doesn’t help that...

Tuesday, February 4, 2020

Living in the digital age, we are surrounded by technology. As such, many of us rely on online services and portals to help us with our day-to-day life. While this is convenient, it is also the reason why cyber attacks have been on the...

Thursday, January 30, 2020

When you think of the American dream, homeownership immediately comes to mind: a beautiful home with a green garden and a white picket fence. It is the symbol of financial independence and adulthood. While owning a home is a fantastic...

Monday, January 20, 2020

Every year brings plenty of change, and nowhere is that more obvious than in the markets. Last January we started the year having just survived a difficult December where the market dropped drastically due to recession worries. Then,...

Friday, January 10, 2020

One of the first things you hear when you start learning about finances is the word diversification. It is one of the golden rules of investing. But why? It’s all about risk. Let me tell you a story. Let’s say after a...

Wednesday, January 8, 2020

By Haydel, Biel & Associates Here at Haydel, Biel & Associates, we believe that your success is our success and have made it a priority to build lasting, meaningful relationships based on trust, integrity, and superior service. Your...

Tuesday, December 10, 2019

A new year is almost upon us and it’s all too easy to mentally jump ahead to 2020 and start making plans for the coming months. But how you finish something is just as important as how you start it. So, amid holiday events,...

Wednesday, November 20, 2019

This time of year can be a whirlwind. Between holiday traditions, travel, and the regular busyness we all face, it’s easy to forget the important things in life. That’s why we wanted to take some time to count our blessings...

Thursday, November 14, 2019

If you’ve been by our office recently, you probably noticed some changes. We are proud to announce that our office remodel is complete! And we’d love to share the finished product with you. We embarked on this project to...

Tuesday, November 5, 2019

November is Long-Term Care Awareness Month. The purpose of this month-long campaign is to educate Americans about the importance of long-term care. Of course, no one likes to think about the day when they will no longer be able to take...

Thursday, October 24, 2019

You’ve likely heard a lot of talk about the possibility of using rental property income to supplement your savings. As with many wealth-building strategies, it’s hard to know if you’re making the right decision, and...

Friday, October 11, 2019

Retirement is something we plan and look forward to for years. The years after you say goodbye to the daily 9-to-5 are supposed to be the golden years, but they aren’t without their challenges. Adjusting to retirement can be one...

Tuesday, October 8, 2019

What do you think of when you hear the words international travel? For most of us, we see a never-ending line of dollar signs. But taking an international vacation doesn’t have to be expensive or leave you with a pile of debt. A...

Sunday, September 29, 2019

Did you know that 79% of parents still help their adult children financially? (1) You may read that statistic and think, “Yeah, I’m one of them!” It’s natural to want to help your children, especially since the...

Wednesday, September 18, 2019

You’ve spent your entire career working toward the major milestone of retirement. It would be terrible to finally reach that goal only to be met with regret. Our firm strives to provide our clients with a retirement strategy,...

Tuesday, September 3, 2019

Joining Medicare is the uncelebrated rite of passage for every American that turns 65. It is the federal health insurance program for senior citizens. And, just like other rites of passage, such as getting a driver’s license or...

Monday, September 2, 2019

Even if you’ve been diligently socking money away for years, retirement was likely always more of an abstract idea than an eventual reality. Now, though, things are different. Retirement is just around the corner, and if...

Wednesday, August 28, 2019

Even if you know how important it is to have a life insurance policy in place to protect your loved ones, scheduling a regular life insurance review probably isn’t on the top of your to-do list. Many people don’t even...

Friday, August 2, 2019

For the past two years, there’s been a lot of buzz about taxes, specifically the Tax Cuts and Jobs Act. The problem with all the media headlines and Internet chatter is that it doesn’t give you a clear idea of how the new...

Tuesday, July 30, 2019

Your parents have always taken care of you. So when you reach a stage in life where you need to take care of them, it can be a shock. This role reversal often leaves you responsible for your parents or the estate they leave behind, and...

Monday, July 8, 2019

It is estimated that there are over 200,000 financial advisors in the U.S. alone. (1) With so many options to choose from, how do you find one whose values and expertise align perfectly with your financial needs? In this article,...

Wednesday, July 3, 2019

Are you looking to protect yourself and your dependents from untimely death or injuries due to an accident? Accidental Death and Dismemberment (AD&D) insurance can be an effective and affordable tool to protect your beneficiaries. This...

Wednesday, June 26, 2019

Whether you are going on a road trip, taking a staycation, relaxing at the beach, or just enjoying your front porch in the warm summer evenings, a great book is the best thing to have by your side or in your bag. Yale researchers have...

Wednesday, June 5, 2019

It can be tough trying to decide between paying off student loans or investing your extra cash. Unfortunately, there isn’t a one-size-fits-all answer to the question. It depends on your unique circumstances, and it involves a bit...

Tuesday, June 4, 2019

Do you want to find a way to align your values with your finances? Do you worry about running out of money in retirement? Do you have specific financial goals you want to pursue but aren’t sure how to start? You have a unique...

Tuesday, May 21, 2019

At HBA Wealth, everything we accomplish is based on teamwork, not only a partnership between our clients and us, but also within our own staff. We support each other, using our individual skills to deliver the best client experience...

Friday, May 17, 2019

You have bills to pay and a retirement to save for. Even if the thought of saving for your child’s education has crossed your mind, how can you make it happen amidst the never-ending financial pressures in life? It’s...

Wednesday, May 15, 2019

Let the 10-year countdown begin! You’ve worked hard and saved for decades and you are finally entering the home stretch to your much-anticipated retirement years. While this is cause to celebrate as you draw even closer to your...

Tuesday, April 16, 2019

Our role as financial professionals goes beyond providing financial education and creating financial strategies. An integral part of our job lies in our commitment and responsibility to our clients, which involves the experience our...

Wednesday, April 3, 2019

By Haydel, Biel & Associates If you have dependents who rely on you financially and have assets to protect, you absolutely need life insurance. Should something happen to you, a good life insurance policy has the power to relieve your...

Thursday, March 28, 2019

When you hear the word retirement, what ideas come to mind? Do you dream of spending your days on a golf course? Sleeping in as late as you want? Maybe even heading south for the winter? For many, retirement ignites ideas of lazy days,...

Saturday, March 23, 2019

With 2018 in the rear-view mirror and the first few months of 2019 behind us, what should we expect from the financial world for the rest of the year? Will it be the year we finally transition out of a bull market? What sectors are...

Tuesday, March 19, 2019

It’s what you’ve worked for your entire life. You’ve put in the long hours, you’ve diligently built up your nest egg, and now the time has finally come—retirement. Time to see the world! If you’re...

Thursday, March 7, 2019

About one in six Americans are currently receiving Social Security benefits, most of them retirees. Born out of the need for a safety net during the Great Depression, it is now the major source of income for at least half of the...

Monday, February 18, 2019

Would you rather file your taxes or go without your car for a week? If you dread tax season as much as 28% of Americans, you’d probably voluntarily give up your vehicle just to avoid it. (1) And to add to the fun of tax season,...

Wednesday, February 13, 2019

The ending of a marriage can be painful, traumatic, overwhelming, and expensive. Amidst the intense emotions and drastic life changes that result from a divorce, there are important financial matters to consider. While there’s no...

Tuesday, February 5, 2019

Pasadena is the perfect place to settle down in your golden years. With 58 different assisted living facilities in the surrounding area, you’re bound to find something to suit your needs. In fact, there are so many high-quality...

Friday, January 18, 2019

Identity theft is the stuff of nightmares. For those of you who are unaware as to what it is, identity theft is when your personal information (like your bank account and Social Security number) is stolen and used to further the...

Friday, January 11, 2019

What new goals are you going after in 2019? Have you decided to improve your physical health by fine-tuning your diet and adding a new exercise routine? Are you focusing more on improving your emotional well-being and strengthening...

Friday, January 4, 2019

It’s a big decision. And it shouldn’t be taken lightly. The school you send your child to will play a fundamental role in their future success in life. No pressure, right? With so much on the line, it can be a tough choice....

Thursday, December 20, 2018

Here at HBA Wealth, we believe that your success is our success and have made it a priority to build lasting, meaningful relationships based on trust, integrity, and superior service. Your satisfaction is our primary concern. In order...

Friday, December 7, 2018

It’s not fun to think about and hopefully you’ll never have to experience it. But with all of the fires that have raged through California, you might be wondering what would happen if you were to suffer a fire loss. It can...

Monday, December 3, 2018

Turning 50 is big news. And for some reason, it’s a turning point for a lot of us. When we turn 50, we start to take a deeper look at our lives. Where we are, where we’ve been, and where we’re going. During this...

Friday, November 30, 2018

When it comes to retirement, there’s no lack of information on how to save and what to save. But how do you make sense of the overabundance of details for your own situation? Retirement is one of the most significant financial...

Monday, November 19, 2018

We love living and working in Pasadena, California. This city is a true gem. Here are some of the reasons we call Pasadena home. Location, Location, Location Remember Goldilocks? She was always looking for something “just right...

Wednesday, November 14, 2018

You don’t have to be an investment expert or a portfolio strategist to know that 2017 was a banner year for stocks. Both the Dow Jones and the S&P 500 celebrated the launch of 2018 by reaching record highs (1), and in August, the...

Monday, October 15, 2018

How are you doing financially right at this moment? Do you have a pretty good idea? If you’re like a lot of people, you may have done your due diligence and met with a financial advisor. You probably took some questionnaires, set...

Monday, October 15, 2018

No matter how divided the headlines make our country seem, there’s one thing on which just about everyone can agree. It’s that our current president elicits strong emotions. Whether you loathe the man or are one of his...

Tuesday, October 9, 2018

Retirement is something that seems so distant in the future for a lot of us. In addition, once we get to retirement, it is something that is so foreign to us, especially after spending all of our life up to this point working and...

Tuesday, September 25, 2018

With the sheer magnitude of information right at our fingertips, you can quickly and easily find yourself in information overload, feeling uncertain of what is actually important, much less what is true. And when it comes to financial...

Friday, September 21, 2018

If you’ve thought about retirement at all, you’re probably aware of Medicare, a federal insurance program designed for people age 65 and older. What you might not know is that with Medicare, there are many options to...

Sunday, August 26, 2018

It’s no secret the markets have been a bit chaotic lately, hitting both record highs and record lows. However, whether we see the markets become more steady or become increasingly erratic, it’s imperative that you remember...

Tuesday, August 21, 2018

Chances are, if you’re reading this article, you know more than most when it comes to the basic financial concepts that impact your portfolio. However, when you really stop to think about it, how much do you actually know? The...

Friday, August 10, 2018

If you are like most of us, you probably don’t nitpick each deduction on your paycheck every pay day. You know that the basics come out. There’s taxes, your healthcare premium, and of course, Social Security. But when is...

Wednesday, July 25, 2018

HBA Wealth is not your ordinary financial advisory firm. Founded in 2004, we formed our firm to provide independent, unbiased financial advice to our clients. Our team was built to stay true to our ideals of always putting our...

Wednesday, July 25, 2018

Money Mind® is an app created to assist people who want to learn more about their financial mindset and how it affects their choices. Protection, Happiness, and Commitment are the three Money Mind® types detailed in the app,...

Monday, July 16, 2018

What Is Money Mind®? Money Mind® is an interactive app designed by a group of financial advisors to help people understand their feelings about money so they can make more thoughtful financial decisions. There are three Money...

Wednesday, June 27, 2018

An advisor can play one of the most prominent roles in a person’s life, forming a long-lasting relationship and providing trusted counsel. It’s not surprising, then, that it can be incredibly overwhelming to find an advisor...

Friday, June 15, 2018

HBA wealth places a high value on community involvement and using our passions and influence to make a difference in others’ lives. Along those lines, we wanted to let you know about an exciting local event we are a part of!...

Friday, June 8, 2018

If you don’t skydive or race cars, you might think your life is pretty risk-free, but we take risks everyday, whether we are aware of them or not. The problem with risk is that we don’t usually think about it until the...

Friday, June 8, 2018

By nature, we are drawn to comparison. If we’re doing better than our literal or figurative neighbors in a certain area of life, we pat ourselves on the back. But if there’s a part of our life we need to work on, we tend to...

Friday, May 11, 2018

Regardless of where you are in your working life, the idea of retirement probably crosses your mind regularly. It’s a milestone we often start thinking about as soon as we join the workforce and many of us relish the idea of...

Wednesday, May 2, 2018

What Is Money Mind®? In a previous blog, I detailed Money Mind®, an interactive app designed to help people see how the way they feel about money affects their lives. It was created by a group of financial advisors to help...

Monday, April 23, 2018

What motivates you? What do you love? What can’t you stop talking about? The answers to those questions drive the heart of your financial strategy. At HBA Wealth, we don’t just talk about goals and investments; we...

Friday, April 13, 2018

If you’re like most parents, you have a never-ending list of things you want to teach your child so they grow up to be a successful adult who contributes to society. From a young age, you model and instruct them in how to share,...

Friday, April 13, 2018

From the historic bungalows to the unique stores and restaurants, I feel very fortunate to live in the beautiful city of Pasadena. As someone who loves to explore my neighborhood and feel part of my community, I enjoy visiting as many...

Monday, April 9, 2018

Insurance is one of those financial products that often doesn’t get the attention it deserves. We prioritize our 401(k) or our child’s college fund because they seem more urgent and tangible. But a great savings rate means...

Saturday, March 31, 2018

If you’ve perused the news lately, you may have seen that the U.S. equities market is in a correction. While this shakeout in equities has made headlines and paused retail investors, Fixed Income has had its own shake up. On...

Tuesday, March 6, 2018

Market fluctuations are a normal and expected part of the economic cycle, but when it comes to your retirement, the timing of when the market drops can matter more than how much it drops. Market volatility is an even bigger cause for...

Tuesday, February 27, 2018

By Haydel, Biel & Associates Since their establishment in 1996, 529 college savings plans have become quite popular. After just over 20 years, there is now $282 billion invested in 529 plans.1 The skyrocketing costs of college and...

Friday, February 16, 2018

Recently, we’ve been looking at the stock market and asking ourselves, Is this the top? While there is no way to know for sure, there are some things going on that have historically signaled a market peak. This leaves many...

Friday, February 9, 2018

Bread and butter. Romeo and Juliet. Nuts and bolts. Salt and pepper. Love and marriage. Tax planning and philanthropy. Some things were just meant to go together. If that last pair caught you off guard, you’re probably not alone....

Friday, February 9, 2018

Do you enjoy talking about money with your significant other or is it a topic you strive to avoid at all costs? A couples and money survey reveals that 26% of Americans turn a blind eye to the issue of finances in their relationship...

Wednesday, February 7, 2018

The markets took a big dip on Monday, with the DOW losing 1,500 points for the first time in a single day and the S&P 500 down more than 4%. Although they rebounded a bit on Tuesday, the CBOE Volatility Index, which measures fear in...

Thursday, January 25, 2018

Since March of 2009, we have been in the second-longest bull market in history as measured as a stretch of time without at least a 20% drop in the S&P 500. (1) If you measure it by expansion, it is the third-longest in history. (2)...

Friday, January 19, 2018

Have you ever made a New Year’s resolution and quickly realized you weren’t going to follow through? If so, you’re not alone. The stats tell us that 80% of New Year’s resolutions fail by February. (1) Good...

Tuesday, January 9, 2018

Before you were a parent, you may not have felt the need for life insurance. But as you enter this new stage of life, you probably feel an immense responsibility to provide for your little one. A new baby is fun and fulfilling, but...

Thursday, December 28, 2017

On Wednesday, December 20, 2017, the House passed a tax bill, which will be signed into law by President Trump. Since the campaign trail, President Trump has promised tax reform and this bill entails a number of changes to the U.S. tax...

Sunday, December 24, 2017

You don’t have to be neck-deep in the financial field to know that the markets have been at all- time-high levels recently. Did you know that since the November 2016 election, we’ve had over 50 record-high market closes?...

Sunday, December 10, 2017

When you watched the New Year’s Eve countdown and raised your glass to 2017, did you make any resolutions to put your finances first this year? Finance-related resolutions are the third most popular New Year’s resolution,...

Wednesday, November 29, 2017

Saving $1 million for retirement sounds like a lot, but how long will that amount really last? Thanks to inflation, increased housing costs, and costly medical needs, $1 million may not last as long as you think. Along with considering...

Thursday, November 23, 2017

At HBA Wealth, our motto is, “Relax, you’re at home here!” We want you to feel like you are a part of our family and can expect exceptional service with every interaction. As such, we want to update you on some...

Wednesday, November 22, 2017

Happy Thanksgiving from our team at HBA Wealth! We want to take a moment to thank you for being a part of our family. We sincerely appreciate the trust you place in our firm, and we take our responsibility to you and your family very...

Wednesday, November 8, 2017

If you’re like most people, you purchased a life insurance policy years ago and haven’t thought much about it since. Well, you might want to. Contrary to popular belief, life insurance isn't a set-it-and-forget-it financial...

Friday, September 29, 2017

At Haydel Biel & Associates, we like to educate our clients and prospective clients on new and unique investment opportunities. We do this because we believe that understanding what investments are available to you and learning what...

Friday, September 29, 2017

Isn’t it great working for yourself? You get to set your own schedule, do work that really matters to you, and you have no one to answer to but yourself. Entrepreneurship is both freeing and empowering. There is one drawback to...

Friday, September 8, 2017

More and more people dream of starting their own business and working for themselves. Whether you’re just making the leap to self-employment or have been running a business for years, saving for retirement is frequently...

Friday, August 4, 2017

You’ve probably heard a lot of talk about the possibility of using rental property income to supplement your savings. It’s not surprising that many people are considering this option, especially since homeownership is on...

Friday, July 28, 2017

In the first part of this series, I explained that I’d be sharing a few specific examples of how values-based financial planning can make an impact on a person’s financial future. Last time, I shared how I worked with a...

Monday, July 17, 2017

We’ve all heard that people are living longer than ever before. The average life expectancy for males is 84 and for females is 86. But 1 in 4 will live past the age of 90 and 1 in 10 will live past 95. Based on these numbers,...

Sunday, June 25, 2017

If you work at Tesla, Google, Disney, or another big publicly-traded company, you’ve likely considered owning their stock. After all, they’re successful, growing companies, right? Whether you’re given stock or stock...

Sunday, June 25, 2017

It’s summertime and the living is easy, right? While you may be looking forward to taking some vacation time, using the BBQ more often, and getting out and enjoying the sunshine, don’t let your finances fall to the wayside...

Tuesday, June 13, 2017

At Haydel, Biel & Associates, we’ve spent more than two decades providing values-based financial planning to individuals, professionals, and families in all stages of life. Our goal is to move families closer to achieving their...

Monday, June 5, 2017

You’ve probably heard the term “voting with your wallet.” We do this by purchasing particular brands, buying certain food, and using our money to support companies whose values align with ours. When it comes to...

Friday, May 12, 2017

You’ve been working hard for decades and sticking to a budget to set yourself up for a successful financial future. But now something strange is happening: You have more money on a monthly basis than you actually need. It’s...

Friday, May 12, 2017

If you’re expecting a big fat refund check from Uncle Sam, this might be one of your favorite times of the year. But before you start planning your next vacation or making a list of the new toys you want to buy, take a moment to...

Tuesday, April 18, 2017

When did you last make a major purchase sight unseen? You most likely haven’t. It would be incredibly risky to buy a car without driving it first, or put an offer on a home you haven’t walked through. So why should you pay...

Wednesday, April 5, 2017

In this series, “When to Turn to an Advisor,” I’m talking about how quickly things can change in life and when an advisor can help you navigate those phases. In the first post, I discussed how people can benefit from...

Wednesday, March 22, 2017

People have a lot of different opinions and thoughts on what a financial advisor is and does. For some, they envision the Wall Street stockbroker often depicted in movies who chases the hottest stocks. Others envision a professional...

Tuesday, March 21, 2017

At HBA Wealth, our clients’ values and dreams are our priority. We go the extra mile to make their finances grow, and are always looking for creative ways to make this happen. As such, I feel honored to be recognized by The Suit...

Saturday, March 18, 2017

All over the news today you’ll see that the markets are soaring. The S&P 500 is on a strong upward trajectory since the beginning of the year. The Dow Jones Industrial Average reached an all-time record high on March 1, one of 32...

Wednesday, March 8, 2017

In this series, “When to Turn to an Advisor,” I’m talking about how quickly things can change in life and when an advisor can help you navigate those phases. In the first post, we discussed how people can benefit from...

Saturday, February 18, 2017

A big misconception I’ve seen in the news lately is the idea that Millennials are poor money managers. While they may be spending their money on designer coffee more often than their parents and grandparents, they’re very...

Saturday, February 11, 2017

Goodbye holiday season and hello tax season! The days leading up to that mid-April deadline can be stressful, but take a breath, and check out these four need-to-knows before you file. You’ll be glad you did. Know Your Dates...

Friday, February 10, 2017

Adding a child to your family is arguably one of the most momentous milestones in life. After months of preparation, a little one arrives and stirs up overwhelming emotions and a great sense of responsibility. But even if you had...

Friday, January 27, 2017

We all know how quickly things can change in life. Even when we feel prepared, a significant life event can disrupt the best laid plans and cause stress and chaos. When emotions are running high, it’s easy to make a rash decision...

Friday, January 20, 2017

Have you found yourself in the stage of life where retirement is no longer a vague idea in the back of your mind? Does it feel like it is now something that gets closer and more real with every passing day? As your draw nearer to this...

Monday, January 9, 2017

Did you know that money is the primary cause of stress for 90% of Americans? It’s understandable, really, when you think about how intricately finances are tied to every part of your life. Not only that, but Americans’...

Thursday, January 5, 2017

One of the most momentous milestones in life is getting married, but planning a wedding and tying the knot can be overwhelming. When you join your life with someone else, there are many practical decisions that are often overlooked, so...

Thursday, December 22, 2016

As children, credit cards seemed like magic plastic cards that allowed our parents to purchase anything they wanted, regardless of the price. When we got older, we learned what credit cards really are, but when we’re young and in...

Monday, December 12, 2016

Can you believe we are nearing the end of 2016? It seems as though this year just began, but we’re already approaching the final weeks and heading into 2017. December is often a celebratory time of year, but for many, it can be...

Monday, December 12, 2016

Our clients are our top priority! In an effort to continually improve the services we offer, we'd like your feedback. Please take our brief 2016 Client Satisfaction Survey, evaluating us on a scale of 0-10 with 10 being the highest. We...

Wednesday, November 9, 2016

After a tumultuous and dramatic election season, the results are in. This election was certainly one for the history books. Because both polls and markets had expected a Clinton victory, the markets are reeling from the surprise...

Friday, November 4, 2016

Certificates of deposit were once thought of as a safe investment with guaranteed returns. They are still a safe investment, but the rate of return on most CDs can’t compete with today’s rising rate of inflation. Due to...

Monday, October 31, 2016

On November 8th, many of us will be glued to our phones or TVs, eager and apprehensive to hear the final outcome of this wild ride of an election season. As we inch closer and closer to the election, we’re sure to see significant...

Thursday, October 13, 2016

In July 2014, the U.S. Securities and Exchange Commission (SEC) issued new rules that included additional regulations of money market mutual funds. Those rules are scheduled to implement on October 14, 2016. Even investors who remember...

Friday, October 7, 2016

There’s a common phrase we’ve all heard: hope for the best, plan for the worst. When it comes to our health, finances, and insurance, this saying especially rings true. We don’t like to think something bad will happen...

Tuesday, October 4, 2016

When planning for the future, many people neglect to consider life insurance’s role in their financial strategies. One study shows that life insurance falls seventh in financial priority, and less than 40% of Americans are...

Wednesday, September 28, 2016

Please join us for our upcoming Fall Investment Conference on Saturday, October 8th. Our conference will take place at the Pasadena Hilton, starting with a full breakfast at 8:30 a.m. Guest speakers, Investment ideas and presentations...

Monday, August 29, 2016

At HBA Wealth, we’re proud to work with the best professional partners to grow our firm and improve the service we offer. We aim to partner with top professionals, from attorneys to CPAs to estate planning specialists. Today,...

Wednesday, August 17, 2016

We all aspire to have a secure retirement where we can focus on our passions and family without having to worry about money. But according to the Employee Benefits Research Institute, only 22% of Americans are confident that they will...

Wednesday, August 17, 2016

When the markets are as volatile and confusing as they have been over the past several years, even the most patient investors may come to question the wisdom of the investment plan they have been following. On top of that, life changes...

Monday, August 1, 2016

Trust and honesty are at the crux of a good advisor-investor relationship. But also integral is a keen understanding of what really matters when it comes to long-term investing results. Many advisors fall short in this area because...

Wednesday, July 27, 2016

Brexit happened. Global markets panicked. Then global markets slumped. And as night follows day, the Brexit slump was followed by a well-engineered “Brexit Bounce”. Rest easy, seems to be the message. The plunge protection...

Monday, July 18, 2016

What does Day One do for Pasadena? Day One aims to build a healthy, vibrant Pasadena by empowering youth and igniting change. Networking for a Cause will be doing an event benefiting Day One on July 28th 2016. Watch this video to learn...

Tuesday, July 12, 2016

While 2016 began tumultuously, there are both positives and negatives when looking at the mid-year update and beyond. There are aspects of the economy that are still struggling, but also some areas that give hope for the rest of the...

Tuesday, July 12, 2016

No matter your political preferences, this election is likely to be a memorable one. Looking back at history, it is fascinating to see how market cycles and presidential terms behave together. But does the outcome of the election...

Wednesday, July 6, 2016

Please join us on Thursday, July 28th for Networking for a Cause! The event will raise money to benefit Day One, a community-based nonprofit organization with a 26-year history of providing effective, high quality and...

Monday, June 27, 2016

As you’ve likely heard in the news, voters in the United Kingdom (U.K.) have chosen to leave the European Union (E.U.) after 43 years of membership. The resulting “Brexit” will likely affect the U.K. markets as well...

Wednesday, June 15, 2016

After 16 years in the financial services industry, I’ve had a lot of opportunities to see what is vital to my clients and what factors make the biggest difference in their lives and their finances. While there may not be one...

Wednesday, June 8, 2016

What is it that motivates you to work so hard? Is it to pay the bills, take a two week vacation, put a bit aside for the future, and call it a day? Or do you strive for something more? Most of us just want to have “enough...

Tuesday, May 24, 2016

One of the reasons Chris Haydel and I decided to start our firm in 2004 was to provide values-based financial planning to our clients. This means that we care about your passions and dreams, not just your wealth. What makes us...

Tuesday, May 24, 2016

At HBA Wealth, our business is different from other businesses in a few ways, but perhaps one of the main differences is how we grow and flourish. Simply put, we run on referrals, and we are grateful for them. Your generous referrals...

Tuesday, May 10, 2016

There are three general types of investors, each with distinct advantages and weaknesses. Do you know which type of investor you are? Watch this video to learn more.

Tuesday, April 26, 2016

Please save the date on Saturday, June 11th for our 2016 Spring Investment Conference at The Westin Hotel in Pasadena. We'll review what you need to know about alternative investments to incorporate an alternative investment strategy...

Friday, March 25, 2016

As tax day looms, many of us are scrambling to get the last of our tax documents in order. There are only about three weeks left to make a last-minute contribution to your IRA for tax year 2015. This year, contributions must be made...

Monday, March 14, 2016

A poll from RetailMeNot.com shows that around 25% of Americans consider tax preparation time-consuming, and nearly 20% find it to be confusing and expensive. It’s not surprising then that, according to the Internal Revenue...

Sunday, February 21, 2016

// Haydel Biel partners Christopher Haydel and Ricky Biel, along with Pasadena realtor Cynthia Cohn and executive leadership strategist Heather Backstrom put on another stunning bash at the Courtyard by Marriott. This time it was for...

Tuesday, February 16, 2016

On Black Thursday on October 24th of 1929, Richard Whitney confidently strode onto the floor of the New York Stock Exchange. His regal and confident bearing stood in bas-relief to the surrounding scenes of despair and mayhem. Walking...

Friday, January 29, 2016

Early 2016 has been awful for Wall Street, with the S&P 500 posting its worst year-opening week in history by losing 6%. Global stock markets lost $2.3 trillion, alarming investors who worry about the market forecast for the remainder...

Friday, January 29, 2016

We’ve all heard the term “get rich quick.” In most cases, this is more of a dream than a reality. Shortcuts to accumulating wealth rarely pay off, unless you won the recent Powerball Jackpot. A strong financial...

Monday, January 11, 2016

So many of us seem to have a love/hate relationship with New Year’s resolutions. Every year, we create resolutions, only to push them to the back of our minds by April. If this scenario sounds familiar, you’re not alone. Studies show...

Saturday, January 9, 2016

Last week was an awful trading week on Wall Street, with the S&P 500 posting its worst year-opening week in history by losing 6%. Global stock markets lost $2.3 trillion, alarming investors who worry about the market forecast for the...

Tuesday, January 5, 2016

We are excited to announce the launch of our newly designed website! Enhancing our site, www.hbawealth.com, with a new layout, navigation, and content now allows you the opportunity to easily access the tools and information you need...

Wednesday, December 23, 2015

In my early years, I wanted to be just like my father. My dad, a pediatrician, was as warm and loving a father as one could hope for. I’m eternally grateful for the good fortune of growing up with the parents I had. While I think...

Thursday, December 17, 2015

Happy holidays from all of us at HBA Wealth to you and your family! It’s the season of giving, so we'd like to share some tips for smart charitable giving this year. Recently, you have likely been bombarded with requests from...

Tuesday, December 8, 2015

During the process of getting to know my clients and working together to pursue their financial goals, I’m sometimes asked why I became a financial advisor. I’ve reflected over the years on why I’m so passionate about what I do and I...

Tuesday, December 8, 2015

As we approach the end of the year, it’s a good time to review your financial plan and take advantage of some last-minute opportunities to lower your 2015 tax bill. Some items require action before December 31st, while others can wait...

Tuesday, November 24, 2015

You work hard for your money so your money should be working just as hard for you. A 401K is one of the best ways to save for retirement. Growing your nest eggs ensures that you will be able to live the lifestyle you are accustomed to...

Friday, November 6, 2015

It’s Never too Early to Start Thinking About Retirement Unless retirement is in the next couple of years, it usually seems like a long way off. It is easy to procrastinate on important issues when you feel as if you have all the...

Friday, October 16, 2015

“We believe that there are two types of economic technocrats, those that screw up and those that will screw up.”- Jim Bianco Durable goods orders have fallen for 5 straight months. This has never happened outside of a...

Thursday, July 30, 2015

What “Blood In the Streets” Looks Like:I’m sure that you’re familiar with the Wall Street Adage, “buy when there’s blood in the streets”. This is always easier said than done. Now we have a personality test of sorts in the gold market....

Thursday, May 21, 2015

Central planners (central banks and their economic and political allies) are in a fix. But thankfully for them and their sacred economic models, it is not an unfamiliar one. It is no secret that this economic “expansion” has been among...

Tuesday, February 10, 2015

"In economics things take longer to happen than you think they will, and then they happen faster than you thought they could"- Rudiger Dornbusch The Mind Trick ExpandsIt’s a new year 2015, and there is no doubt by now you have been...

Thursday, January 15, 2015

"Economists don't forecast because they know, they forecast because they are asked." -- J.K. Galbraith Happy new year! It's a new year and a new time. this is the time of year when opinions and forecasts are trotted out. Experts...

Wednesday, October 1, 2014

Sitting is bad for your health. Whether you’re sitting at a desk doing work, in a classroom listening to a lecture, or on a ship sailing the ocean, research suggests extended periods of sedentary behavior may increase the likelihood of...