One of the reasons Chris Haydel and I decided to start our firm in 2004 was to provide values-based financial planning to our clients. This means that we care about your passions and dreams, not just your wealth. What makes us different from other firms is that we don’t just talk about your goals and investments; we understand the ‘why’ behind it.
By working together to uncover your true motivations, we can create a financial plan that will be easy for you to stick to. As you protect and grow your wealth, you will move closer to your long-term dreams. It’s our job to help coach you towards your own vision of success.
Investing in Your Quality of Life
We start our relationships with new clients by focusing on our Quality of Life Enhancer exercise. This helps us understand what matters most to you. Then, we evaluate which activities will contribute most to the quality of your life. The result is a plan that will help you pursue more happiness and fulfillment.
The Quality of Life Enhancer includes an assessment of six categories of life that we believe are more important than money. Once we are clear on your values, your decisions become easier. At the end of the Quality of Life Enhancer exercise, you will be clear on what you need to do to be happier, more fulfilled, and more successful.
The HBA Wealth Cycle
The next step is to create your financial plan using our HBA Wealth Cycle. The process delivers active financial planning and investment management throughout your life. We don’t just ‘set it and forget it’ when it comes to your finances. We move repeatedly through a proven five-stage process to help you save money and make money:
Gathering your assets, liabilities, policies, income and expenses gives us the information we need to draw your personal financial road map.
We uncover the why behind your financial plan to help you decide what you want, what you are willing to exchange for it and then get to work achieving it.
We all talk about savings but most of us don’t do nearly enough of it. We analyze your cash flow to discover opportunities for saving on traditional and nontraditional things.
We pursue goals-based investing to help you achieve your financial growth. Asset allocation, modern portfolio theory, active management and alternative investments help us build you a next generation portfolio.
Every year, we provide a report summarizing how much we’ve made and saved for you. We show you how every step you’ve taken throughout the year has set you on a path toward attaining your financial goals.
The end result is that our proven process helps you accomplish your goals and enjoy financial freedom.
Get Started Now
We only take on new clients that we believe we can help. We welcome the opportunity to learn about your unique situation and discuss how we may be able to help you. To learn more, contact us today at (626) 529-8347 or email me at firstname.lastname@example.org.
Ricky Biel CRPC ® is a wealth manager with Haydel, Biel & Associates, an independent financial advisory firm serving individuals and families near Pasadena, California. The firm was founded in 2004 by Chris Haydel and Ricky Biel with a desire to provide unbiased, client-centered, community-based financial advice. Together, they built a practice that has grown into a family of caring, smart professionals committed to blending proven investment methodologies with cutting edge financial technologies that make it easier than ever to accomplish your goals. To meet and see how the HBA Wealth team may be able to help, contact them today at (626) 529-8347 or email Ricky directly at email@example.com.