As an RIA, we have a fiduciary duty to our clients. This means we’re obligated to ALWAYS act in your BEST financial interest and to offer the lowest-cost products that fit your needs.

Non-RIA financial advisors, such as broker dealers, may only have to offer you advice that is “suitable” to clients. This means they can offer financial advice that meets clients’ needs but may earn them sales commissions or higher fees.

As fee-based financial advisors, we set flat fees for the services we provide, rather than getting paid by commission on the products we sell or trade.

The benefits of fee-only are transparency, no hidden charges, and no conflicts of interests to sell a certain product line or company offering.